2023 is a mixed year. ( kind of little early to long term bonds.. both vanguard and TLT... both recovered a lot.) need to see my luck in 2024. hopefully bond will give much needed returns to my account.
Stocks side, heavy in to energy and healthcare. ( both are duds in 2023.) now all bet in to 2024.
Cash is earning 4.7%. GAS is looking attractive, will wait till the year end and may make a move.
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